Stop Juggling Multiple EMIs - Consolidate All Debts into One EMI
Save Up to 50% on Monthly EMI | Interest starting from 9% p.a.*
Interest Rate
Interest Rate
Interest Rate
Interest Rate
Personal Loans
14-18% interest
Credit Cards
Up to 45% interest
App Loans
18-24% interest
Overdrafts
12-15% interest
Get instant approval with minimal documentation
Your data is encrypted and completely secure with us
Transparent pricing with no surprises or hidden fees
Dedicated loan advisors to guide you through the process
Choose repayment tenure from 12 to 84 months as per your need
Regular EMI payments help improve your credit score over time
Debt consolidation is combining multiple debts (Personal Loan, Credit Card, Apps Loan, Overdraft) into one single loan with a lower interest rate and single EMI payment. This simplifies your finances and reduces your overall interest burden.
You can save up to 50% on your monthly EMI burden. For example, on ₹5 lakh debt, you can save approximately ₹30,000-40,000 annually by switching from average 24% interest to 12% interest. The exact savings depend on your current interest rates and loan amounts.
Basic documents include: PAN Card, Aadhaar Card, 3 months salary slips, 6 months bank statements, current loan statements, address proof, and passport-size photographs. All documents can be uploaded online.
Initially, there might be a small temporary impact due to the credit inquiry, but over time, regular EMI payments and closing multiple loans will significantly improve your credit score. Consolidation actually helps build better credit history.
You can consolidate debts up to ₹25 lakhs, subject to your eligibility based on income, credit score, existing liabilities, and repayment capacity. Higher amounts may be available for well-qualified applicants.
With our fully digital process, you can get instant approval in just 2 minutes after OTP verification. Loan disbursal happens within 24-48 hours after document verification and final approval.