Instant OD Facility | Up to 30x Your Salary | Interest from 12% p.a.*
Get Approved OD Limit
Up to 30x your monthly salary
Withdraw Anytime
Use money whenever you need
Pay Interest on Usage
Only on the amount used
Repay & Reuse
Revolving credit facility
Rajesh Kumar
"Got ₹2L overdraft in 24 hours. Perfect for managing cash flow!"
Priya Sharma
"Low interest & flexible repayment. Best financial decision!"
Amit Patel
"Quick approval, no hassle. Highly recommended for salaried professionals!"
24/7 access to your approved OD limit whenever you need it
Your data is encrypted and completely secure with us
Interest charged only on the amount you actually use
Dedicated advisors to help you manage your OD facility
No fixed EMIs - repay as per your convenience
Get up to 3x your monthly salary as overdraft limit
A salaried overdraft facility is a revolving credit line provided to salaried individuals where you can withdraw money as needed up to your approved limit and pay interest only on the amount used.
You can get an overdraft limit up to 3 times your monthly net salary, subject to your credit profile and eligibility criteria.
Interest is calculated daily on the amount you actually use. For example, if you use ₹50,000 for 30 days at 12% p.a., you'll only pay interest on ₹50,000 for those 30 days.
No, there are no prepayment or foreclosure charges. You can repay the utilized amount anytime without any penalty.
Basic documents include PAN Card, Aadhaar Card, 3 months salary slips, 6 months bank statements, and proof of current address.